Basics

What Is Liability Insurance and Why Do You Need It? Explains bodily injury and property damage liability, state minimums, and why it’s the foundation of every policy.

How Deductibles Work: Your Money-Saving Lever Simple breakdown of what a deductible is, how choosing $500 vs $2,000 changes your premium, and when to go high or low.

Collision vs Comprehensive Coverage: What’s the Difference? Easy-to-understand comparison with real-life examples (crash into another car = collision; stolen car or hail damage = comprehensive).

Auto Insurance Glossary: 15 Terms You Must Know Quick A-to-Z of the most common words: premium, deductible, claim, endorsement, SR-22, and more.
