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Basics

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What Is Liability Insurance and Why Do You Need It? Explains bodily injury and property damage liability, state minimums, and why it’s the foundation of every policy. 

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How Deductibles Work: Your Money-Saving Lever Simple breakdown of what a deductible is, how choosing $500 vs $2,000 changes your premium, and when to go high or low.

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Collision vs Comprehensive Coverage: What’s the Difference? Easy-to-understand comparison with real-life examples (crash into another car = collision; stolen car or hail damage = comprehensive). 

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Auto Insurance Glossary: 15 Terms You Must Know Quick A-to-Z of the most common words: premium, deductible, claim, endorsement, SR-22, and more. 

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